7 articles in this category
The oak tree fell at 3 a.m. By dawn, it had punched a hole in the pool house roof wide enough to see the sky. Water damage spread fast. The board pres...
You run a tight festival. Maybe it is a folk music gathering in a county park, or a food-truck rodeo on a closed Main Street. You buy a liability poli...
You have been the person everyone trusts. Volunteers come to you with scheduling conflicts, personal crises, and questions about their shifts. You sol...
It was a Tuesday evening. The volunteer crew was cleaning up after a community dinner. Someone forgot to turn off the stovetop burner. A dish towel dr...
A distribution center in Ohio lost power for 11 hours. The backup generator failed. The vendor contract said 'best efforts' to restore. The insurance ...
The phone rang at 11 p.m. A single mother in a mobile home park had just watched her kitchen ceiling collapse under three days of rain. Her landlord b...
A board member merges onto the highway after a committee meet. Their sedan drifts into the next lane. The crunch of metal is immediate. The other driv...